Trusted Support, Every Step

We believe in clear communication, honest service, and reliable assistance, helping every customer feel confident from start to finish.

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About us

Personal Loan Solutions for Your Financial Needs

We provide professional personal loan consultation to help clients explore suitable financing options based on their income, employment background, and financial purpose.Whether you are a working professional, government employee, or business owner, our team is here to guide you through the loan application process with clear advice, proper documentation support, and responsible service.From financial planning to application assistance, we aim to make the process simple, transparent, and more convenient for every client.

1
Purpose-Led Work

Every project starts with understanding your goals, your audience, and the outcome that matters most.

2
Trusted Partnership

Every project starts with understanding your goals, your audience, and the outcome that matters most.

10+

Years of experience turning ideas into dependable results.

Suitable For :

Professional Service

Government Employees

Business Owners

Our Loan Services

Choose the loan that best fits your needs

Personal Loan

Quick and hassle-free financing for home renovation, education, medical expenses, weddings, debt consolidation, and emergencies

  • Loan Amount: RM500 - RM500,000
  • Interest: 1.5%/mo (18%/yr)
  • Tenure: 12 - 60 months
  • Approval: Within 24 hours
Eligibility:
  • Malaysian citizen / PR
  • Age: 21 - 60 years old
  • Min. income: RM2,000/month
  • Min. 6 months employment
Documents Required:
  • MyKad (front & back)
  • 3 months payslip
  • 3 months bank statement
  • Utility bill (proof of address)
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Business Loan

Fuel your business growth with flexible financing for expansion, equipment purchase, inventory, and working capital management.
  • Loan Amount: RM10,000 - RM1,000,000
  • Interest: 1.5%/mo (18%/yr)
  • Tenure: 12 - 60 months
  • Approval: 2 - 5 working days
Eligibility:
  • Malaysian-owned business (51%+)
  • SSM registered (min. 1 year)
  • Min. revenue: RM10,000/month
  • Owner age: 21 - 65 years old
Documents Required:
  • SSM Registration (Form 9/49 or D)
  • MyKad (all directors/owners)
  • 6 months business bank statement
  • Company profile (if available)
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Mortgage Loan

Unlock your property’s equity for investment, business capital, education, or any large financial needs with competitive rates.
  • Loan Amount: RM50,000 - RM5,000,000
  • Interest: 1.5%/mo (18%/yr)
  • Tenure: Up to 120 months (10 years)
  • LTV: Up to 70% of property value
Eligible Property:
  • Terrace / Semi-D / Bungalow
  • Shop lot / Commercial property
  • Freehold or Leasehold (30+ years)
  • Located in Peninsular Malaysia
Documents Required:
  • MyKad (all property owners)
  • Original Grant / Strata Title
  • Original S&P Agreement
  • Quit Rent & Assessment receipts
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What Our Customers Say

“The personal loan process was incredibly smooth. I got approved within 24 hours and the interest rate is very reasonable. Highly recommended!”
Ahmad Razak
Personal Loan Customer

“Thanks to PrimaRezeki, I was able to expand my business. The business loan helped me open a second outlet. Great service and friendly staff!”

Siti Kassim

Business Loan Customer

“Finally got my dream home with the mortgage loan from PrimaRezeki. The application was simple and the team guided me through every step.”

Rajesh Kumar

Mortgage Loan Customer

Ready to Get Started?

Take the first step towards achieving your financial goals. Our team of experts is ready to help you find the perfect loan solution tailored to your needs. Fast approval, competitive rates, and exceptional service await you.

Apply for a Loan Now

Estimate Your Repayments

Maximum Repayment

Up to 60 months tenure

Fixed Rate

1.5% per month – 18% per year

Total Loan Amount 12 Months 24 Months 36 Months 48 Months 60 Months
RM5,000 RM492 RM283 RM214 RM179 RM158
RM10,000 RM983 RM567 RM428 RM358 RM317
RM20,000 RM1,967 RM1,133 RM856 RM717 RM633
RM30,000 RM2,950 RM1,700 RM1,283 RM1,075 RM950
RM50,000 RM4,917 RM2,833 RM2,139 RM1,792 RM1,583
RM80,000 RM7,867 RM4,533 RM3,422 RM2,867 RM2,533
RM100,000 RM9,833 RM5,667 RM4,278 RM3,583 RM3,167
RM150,000 RM14,750 RM8,500 RM6,417 RM5,375 RM4,750
RM200,000 RM19,667 RM11,333 RM8,556 RM7,167 RM6,333

Finance that fits you

We've built a secure & personalized experience

Checking your rates won't affect your credit score
Quick review in as little as 24 hours
Flexible repayment terms up to 5 years
100% secure & confidential application

Contact Us

Have questions? We’re here to help. Reach out to us today!

Call Us

+601162155036

Email Us

primarezekimalaysia@gmail.com / admin@primarezeki.com

Prima Rezeki is a licensed moneylender operating in accordance with Malaysian laws. Interest rates and loan terms are subject to approval and may vary based on individual assessment. All applications are subject to credit evaluation. Terms and conditions apply. By submitting an application, you agree to our privacy policy and consent to the processing of your personal data in accordance with the Personal Data Protection Act (PDPA) 2010.

Prima Rezeki is a trading name / brand operated by EXPRESS CAPITAL SDN. BHD., a licensed moneylender under KPKT Malaysia.

Company License:

Company Name: EXPRESS CAPITAL SDN. BHD.

Company Registration No: 201901043099 (1352429-W)

License Validity: 12/06/2024 – 11/06/2026
 KPKT NO: WL7483/10/01-3/110626

Business Address：
NO 1-1 JALAN KLANG SENTRAL 10/KU5 KLANG SENTRAL, 41050 KLANG, SELANGOR